So you’ve finally got the keys to your dream 3 BHK flat and now you’re wondering – yaar, kitna kharcha aayega interior design mein? Don’t worry, you’re not alone. Most people get confused about interior costs because there’s no one-size-fits-all answer. The cost depends on your taste, requirements, and how much you want to splurge.

Let me break it down for you in the simplest way possible. For a 3 BHK flat that’s around 1400 square feet, the interior design cost typically ranges from ₹7 lakhs to ₹21 lakhs or even more. But hold on, this is just a ballpark figure. The actual cost depends on whether you want basic interiors, mid-range stuff, or something really fancy.
Understanding the Basic Cost Structure
Before we dive deep, you need to understand how interior designers charge. Some charge per square foot, some have package deals, and others work on a percentage of the total project cost. In India, the most common method is per square foot pricing.
For a 1400 square feet apartment, if you’re going with basic interiors, you’re looking at around ₹500-700 per sq ft. Mid-range will cost you ₹800-1200 per sq ft, and premium or luxury interiors can go from ₹1500-2000 per sq ft or even beyond.
Budget-Friendly Interior Design (₹7-10 Lakhs)
If you’re working with a tight budget, don’t feel bad. You can still make your home look absolutely beautiful without breaking the bank. This range is perfect for young couples or first-time homeowners.
In this budget, you’ll get basic modular kitchen with laminate finish, simple wardrobes in bedrooms, TV unit in the living room, and basic false ceiling with lighting. The materials used will be economical – like laminate, MDF, and basic hardware. You won’t get fancy imported stuff, but everything will be functional and decent looking.
Your living room will have a TV unit, maybe some wall panels, and basic flooring work. Bedrooms will get wardrobes with regular shutters and some storage solutions. The kitchen will be functional with standard fittings and fixtures. Bathrooms might not see major changes except maybe new tiles if needed.
Mid-Range Interior Design (₹11-15 Lakhs)
This is the sweet spot where most people aim. You get good quality materials, better finishes, and more design options. It’s not too basic, not too fancy – just right for most families.
In this budget, your modular kitchen will have better quality shutters, maybe acrylic or PU finish. You can add more storage, pull-out baskets, and better quality hardware. The countertop could be granite or quartz. Bedrooms will have nice sliding wardrobes, study tables, and maybe a loft for extra storage.
Your living room can have a proper entertainment unit, some decorative wall panels, good quality false ceiling with ambient lighting, and maybe even some wallpaper or textured paint. You can afford to hire a proper interior designer who’ll help with space planning and give you 3D designs before execution.
The bathrooms can get a complete makeover with good quality sanitaryware, designer tiles, and modern fixtures. You might even throw in a vanity unit and some storage cabinets.
Premium Interior Design (₹16-21 Lakhs)
Now we’re talking! This is where your home transforms into something you see in magazines. If you’ve got this budget, you can really go all out with your choices.
Your kitchen will be top-notch with imported hardware, soft-close mechanisms, premium countertops like Italian marble or engineered stone, and high-end appliances. You can customize everything exactly how you want it. Bedrooms will have designer wardrobes with glass shutters, mirrors, internal lighting, and organized compartments for everything.
The living room becomes the showstopper with designer false ceiling, premium wallpapers, imported tiles or wooden flooring, custom-made furniture, and ambient lighting that creates different moods. You might add features like a home theatre setup, automated curtains, or smart lighting systems.
Bathrooms turn into luxurious spaces with premium sanitaryware, rain showers, jacuzzi if space permits, designer tiles, and high-end fittings. Every corner of your house gets attention to detail.
Room-Wise Cost Breakdown
Let me give you a realistic picture of how the money gets distributed across different rooms. This will help you prioritize if you’re working with a limited budget.
The living room usually takes the biggest chunk – around 25-30% of your total budget. This is your show area, so people naturally spend more here. It includes TV unit, sofa set, false ceiling, flooring, wall treatments, and lighting.
Kitchen comes next at about 20-25% of the budget. A modular kitchen for 3 BHK typically costs ₹2-5 lakhs depending on the quality and accessories you choose. Don’t compromise too much here because kitchen is something you use daily.
Master bedroom with attached bathroom takes around 20-22% of the budget. This includes wardrobe, bed, side tables, false ceiling, and bathroom fittings. Other two bedrooms together might take 18-20% of the budget.
Dining area, pooja room, foyer, and other spaces take up the remaining 10-15% of the budget.
What Affects the Final Cost?
Now, you might be wondering why there’s such a huge range in pricing. Let me explain the factors that can push your cost up or down.
Materials make the biggest difference. Choosing laminate over veneer can save you lakhs. Going for imported hardware instead of Indian brands can add significant costs. Even small decisions like choosing between ceramic and vitrified tiles, or MDF versus plywood, all add up.
The brand of your modular kitchen matters. Big brands charge premium but give you better warranty and service. Local carpenters might be cheaper but quality can vary. Designer fees also vary – big firms charge more but deliver better designs and project management.
Customization is another cost driver. If you want everything tailor-made for your space, costs will be higher than ready-made furniture. Electrical and plumbing changes, structural modifications, and HVAC provisions all add to the bill.
Your location matters too. Interior costs in metros like Mumbai or Delhi are higher than in tier-2 cities. Even within a city, different areas have different pricing.
Money-Saving Tips
Let me share some practical tips to keep costs under control without compromising too much on quality.
First, don’t do everything at once. Phase out your interior work. Start with essentials like kitchen and bedrooms. You can add decorative elements in living room later. This way you spread the cost over time.
Mix and match materials smartly. Use premium materials only where it’s visible or where quality really matters. For interior of wardrobes or hidden areas, you can go with economical options. Nobody sees those anyway.
Shop during sale seasons for fixtures, lights, and decorative items. You can save 20-30% easily. Compare quotes from at least 3-4 vendors before finalizing. Don’t just go with the first quote you get.
Consider ready-made furniture for some areas. Not everything needs to be customized. Good quality ready-made furniture can sometimes be cheaper and faster than custom carpentry work.
Hidden Costs to Watch Out For
This is important, bhai. Many people budget for interiors but forget about additional expenses that pop up during execution.
Electrical work often needs upgrades – new points, wiring, switches, and MCBs. This can easily add ₹30,000-50,000 to your bill. Painting is another big expense if you’re redoing walls. Good quality paint with labor can cost ₹20-25 per sq ft.
Civil work like flooring changes, bathroom waterproofing, or wall modifications aren’t typically included in interior quotations. These are charged separately. Transportation and installation charges for furniture and fixtures also add up.
Don’t forget about soft furnishings – curtains, cushions, bed sheets, table linen. These can easily cost ₹1-2 lakhs for a fully furnished look. Decorative items like paintings, artifacts, plants, and mirrors are extra too.
Conclusion
Designing a 3 BHK flat of 1400 square feet is an exciting journey. Whether you spend ₹7 lakhs or ₹21 lakhs, the key is to plan well and prioritize what matters most to you. Set a realistic budget with a 10-15% buffer for unexpected expenses.
Take your time to research, get multiple quotes, and don’t rush into decisions. Your home is a long-term investment, so choose quality over trends where it matters. With proper planning and smart choices, you can create a beautiful home that reflects your personality without overshooting your budget.
Remember, the most expensive interior isn’t always the best. The best interior is one that makes you feel happy and comfortable every single day. So plan wisely, spend smartly, and create a space that truly feels like home!
Also Read: What is the best color for bedroom walls
